San Jose Gold Buyers Local gold buyer · San Jose
02 · How coins are priced

Coins have two values — we evaluate both.

Unlike scrap jewelry, gold coins can be worth more than their metal content. Rare dates, key mint marks, and high grades command premiums. We look at both and pay whichever is higher.

The melt value of a coin is its pure gold content times the current spot price. A 1 oz American Gold Eagle contains 0.9675 oz of pure gold, so at a $4,782 spot price, its melt value is about $4,626.

The numismatic value is what collectors will pay. For modern bullion coins (Eagles, Maples, Krugerrands, Buffalos), this is typically a small premium over melt — usually $50 to $150 depending on supply and demand. For rare dates, key coins, and high-grade certified pieces, the numismatic premium can be significant: a Saint-Gaudens Double Eagle in MS-65 condition might sell for 2–3× melt value.

We pay whichever is higher. For common bullion, that's almost always near-melt plus a small premium. For anything graded by PCGS or NGC, bring it in encapsulated — we can pay significantly more for certified material.

"Don't clean an old coin. Ever. Cleaning can reduce numismatic value by 50% or more."
03 · Coins we buy

Modern bullion & historical gold.

Anything gold, any mint, any year. Graded or raw. If you're not sure what you have, bring it in and we'll identify each piece before we talk numbers.

i.

American Gold Eagles

1 oz, 1/2 oz, 1/4 oz, 1/10 oz. All years 1986–present. We pay spot plus a premium on every piece.

ii.

Krugerrands & Maple Leafs

South African Krugerrands (22K), Canadian Gold Maple Leafs (24K/999.9), Austrian Philharmonics, Australian Kangaroos.

iii.

Pre-1933 US Gold

Saint-Gaudens $20 Double Eagles, Liberty Head $20, $10 Indian Heads, $5 Half Eagles, $2.50 Quarter Eagles. Semi-numismatic premium applies.

iv.

Graded PCGS / NGC

Certified coins in holders. We pay based on current market sheet prices for grade. Bring the original holder — never break it out.

v.

British Sovereigns

Queen Victoria, Edward 7, George 5, Elizabeth 2. 22K, 7.98g each. Common dates trade near melt; key dates above.

vi.

World gold coins

Mexican 50 Pesos, Swiss 20 Francs, French 20 Francs, Chinese Pandas, Russian Chervonets. Less common but we know the market.

04 · Before you come in

A few things that add or subtract value.

Coins are more sensitive to handling than scrap gold. A few small habits make a big difference to what we can pay.

Don't clean Cleaning reduces numismatic value dramatically. Leave patina intact.
Keep holders If coins are in PCGS or NGC holders, never break them out.
Bring papers Original mint packaging and certificates add value for modern bullion.
Handle by edges Oils from fingers can tone surfaces. Use a cotton glove if you have one.
Ready when you are

Bring your coins in. We know the market.

Bullion, numismatic, world gold — we evaluate everything. For larger collections, a phone call first helps us set aside time.

(408) 594-3624
Online quotes welcome Free appraisal No email required
Frequently asked

Questions, answered.

Which gold coins do you buy in San Jose?
American Gold Eagles (1 oz, 1/2, 1/4, 1/10), Canadian Maple Leafs, South African Krugerrands, Austrian Philharmonics, Mexican Centenarios and 50 Pesos, Chinese Pandas, British Sovereigns and Britannias, and pre-1933 US gold ($2.50, $5, $10, $20). Graded or raw — both accepted.
Do you pay over spot for collectible (numismatic) gold coins?
Yes — pre-1933 US gold, certified MS-grade modern issues and key-date sovereigns regularly trade above melt. We price the bullion floor first using live spot, then add the numismatic premium where it’s real and verifiable, citing recent comps.
Are graded coins worth more than raw coins?
For high-grade bullion-era coins (e.g. MS-69/70 modern Eagles) certified slabs from PCGS or NGC usually carry a meaningful premium. For common-date pre-1933 in circulated condition, raw vs slabbed makes only a small difference.
Do I need ID to sell gold coins for cash in California?
Yes. State law requires every precious-metal transaction to be recorded with a valid government-issued photo ID. Bring your CA driver’s license, state ID or passport.
Will you buy a single coin or only collections?
Both. Whether it’s one fractional Eagle from a gift or a full Krugerrand tube from a portfolio, we’ll quote it the same way: live spot for the bullion floor, plus any numismatic premium where it applies.
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